"The Trade, Banking and Insurance Union (German: Gewerkschaft Handel, Banken und Versicherungen, HBV) was a trade union representing workers in commerce and finance in Germany.
During 1947 and 1948, German trade unionists were regrouping and the majority decided to establish the German Trade Union Confederation (DGB), with national affiliated industrial unions - unions covering the entirety of one or more industries. Leading figures in commerce and finance trade unionism disagreed with this approach, and formed the German Salaried Employees´ Union (DAG), wishing to organise salaried workers across all industries and public sectors. The DAG did not join the DGB, and so leading figures in the DGB decided to form a rival union, restricted to the commerce and finance sectors." - (en.wikipedia.org 07.06.2020)
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