"A deposit account is a bank account maintained by a financial institution in which a customer can deposit and withdraw money. Deposit accounts can be savings ...
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accounts, current accounts or any of several other types of accounts explained below.
Transactions on deposit accounts are recorded in a bank´s books, and the resulting balance is recorded as a liability of the bank and represents an amount owed by the bank to the customer. In other words, the banker-customer (depositor) relationship is one of debtor-creditor. Some banks charge fees for transactions on a customer´s account. Additionally, some banks pay customers interest on their account balances." - (en.wikipedia.org 03.10.2022)